Pagona Maroulis Lalljee is a Senior Cash Management Consultant with J.P.Morgan Chase’s – Business Banking division in midtown Manhattan.  Pagona has been in banking her entire career, 29 years and 19 years with her current firm. She works with business owners and CFOs to thoughtfully evaluate their treasury operations, from day-to-day banking to more complex payables and receivables processes.  Her approach centers on understanding how current workflows impact cash flow, cost and efficiency- and where small adjustments can make a meaningful difference.  With a focus on payments and collections, Pagona helps businesses improve visibility and control over their cash.  By collaborating closely with dedicated bankers, she takes the time to understand each organization goals and priorities, helping clients make informed decisions and get the most from their banking relationship.